At PinjamanMudah.my, we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website and use our services. By using our website, you consent to the practices described in this policy.

1. Information We Collect

We may collect the following types of personal information:

• Personal Identification Information: Name, contact details (email, phone number), address, and other relevant details.

• Financial Information: Bank details, employment details, income, and other financial information needed for the loan application process.

• Usage Data: Information regarding your interactions with our website, such as IP address, browser type, and device information.

2. How We Use Your Information

We use the information we collect for the following purposes:

• To process and evaluate your loan application.

• To provide you with updates regarding your loan status or account.

• To improve our website and services based on user feedback and behavior.

• To communicate with you regarding promotional offers, new products, or services (if you opt-in for marketing communications).

• To comply with legal obligations and enforce our terms and conditions.

3. Sharing Your Information

We respect your privacy and do not sell, rent, or trade your personal information. However, we may share your information in the following circumstances:

• Service Providers: We may share your information with third-party service providers who assist us in operating our website, processing payments, or evaluating loan applications.

• Legal Requirements: We may disclose your information if required by law or in response to legal proceedings or government requests.

• Business Transfers: If PinjamanMudah.my is involved in a merger, acquisition, or sale of assets, your information may be transferred to the new entity.

4. Data Security

We take reasonable steps to protect your personal information from unauthorized access, use, or disclosure. However, no data transmission over the internet or electronic storage system is 100% secure. While we strive to protect your information, we cannot guarantee its absolute security.

5. Cookies and Tracking Technologies

Our website may use cookies and other tracking technologies to enhance your browsing experience and analyze website usage. You can manage cookie preferences through your browser settings. For more information, please refer to our Cookie Policy (if available).

6. Your Rights and Choices

You have the right to:

• Access and correct your personal information.

• Withdraw your consent for marketing communications at any time.

• Request that we delete your personal data, subject to certain legal obligations.

If you would like to exercise these rights, please contact us using the information provided below.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of such external sites. We encourage you to review their privacy policies before providing any personal information.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated effective date. We recommend that you review this policy periodically to stay informed about how we protect your information.